tariqtohala@navigatefinance.com
Tariq Tohala
Founder and Managing Director
With over a decade of experience in the industry, Tariq has established himself as a prominent figure, recognised for his expertise in structuring complex financial solutions across a wide range of asset classes. His career began at a London-based real estate debt advisory firm, where he gained invaluable experience working on high-profile transactions for HNW clients. Leveraging his Middle Eastern roots, Tariq then founded Navigate Finance with an initial focus on catering to the growing demand from Middle Eastern investors seeking Sharia-compliant investment procurement and financing solutions. His ability to deliver bespoke Murabaha facilities and other Islamic finance products has earned him a reputation for excellence in this niche sector.
Under Tariq's leadership, Navigate Finance has now evolved into a full-spectrum real estate advisory firm, working with clients from diverse backgrounds and covering a broad range of lending formats across the UK and Europe, including bridging loans, development loans, buy-to-let mortgages, and commercial mortgages. Tariq's expertise extends to raising equity at varying levels of the capital stack, particularly in structuring preferred equity solutions for development projects, ensuring optimal financing strategies that meet the specific needs of investors.
His extensive network of global investors and financial institutions, combined with a deep understanding of the market, enables him to deliver innovative financial strategies that consistently maximise investor returns and create long-term value. Tariq’s vision extends beyond securing capital; it’s about empowering clients to achieve financial independence through making thoughtful real estate investment and financing decisions.
richard@navigatefinance.com
Richard Taha
Executive Consultant
With 10 years of experience as Investment Director at Harper Investments Group, looking after clients across Europe and the GCC, Richard is highly versed in strategic investment planning, focusing on maximising investor returns through yield adjustments, IRR optimisation, and effective risk analysis. He has consistently delivered value by expertly evaluating commercial and development transactions, ensuring capital is deployed strategically. His expertise in extracting optimum value, implementing exit strategies, and asset management within the real estate sector has been instrumental in his success.
Richard is adept at structuring complex financial solutions, including equity and debt arrangements. He has a deep understanding of various lending formats, ensuring that capital is raised and deployed in the most efficient way. His ability to manage risk, optimise financial returns, and secure capital through his network of HNWIs, family offices, and financial institutions has enabled him to drive successful transactions across the UK, Europe, and the GCC. Richard's expertise allows him to provide bespoke financing strategies that align with both investor goals and market dynamics.
ali@navigatefinance.com
Dr Ali Al-Naher
Executive Consultant
Ali Al-Naher began his career as a qualified dentist, working in the medical and dental sectors where he quickly gained a reputation not only for his expertise in healthcare but also for his ability to raise capital for startup businesses. His success in founding a dental startup and consulting for other medical ventures provided him with unique insights into business operations, financial management, and corporate fundraising. Ali was instrumental in securing capital for these startups, helping them expand and thrive in competitive markets.
Building on this foundation, Ali organically transitioned into the world of real estate finance, seamlessly applying his financial expertise to structure complex transactions across various asset classes. His ability to navigate both the healthcare and financial sectors has allowed him to leverage his extensive network within the medical world to fund multiple high-profile finance deals. Ali now specializes in structuring commercial mortgages and raising corporate financing, working closely with private equity firms deploying capital into UK and European property markets. His strategic approach ensures that clients benefit from tailored financial solutions that maximize growth and minimize risk.
Ali’s combined experience in healthcare and finance has positioned him as a trusted advisor capable of delivering innovative financial strategies. His expertise in raising funds for expansion and development, both in the medical sector and the broader real estate market, continues to drive successful outcomes for his clients.